What is the difference between SSI Social Security and SSDI?


Social Security provides payments for more than 63 million beneficiaries and currently, about one in five Americans receives some sort of social security benefit. The far-reaching program has been hailed as the most effective anti-poverty tool in the history of the United States, but there is still some confusion as to its structure.

Two of the most common Social Security Administration (SSA) programs are the Supplementary Security Income (SSI) and Social Security Disability Insurance (SSDI). These initiatives provide financial assistance to the elderly and people with disabilities.

What is Supplemental Security Income?

The SSI is designed to provide basic financial assistance to elderly and disabled who has very limited income. The program managed by SSA is usually supplemented by state support programs that increase the amount of supply.

Program eligibility is based only on age / disability and limited income and resources.

What is social security disability insurance?

To qualify for the SSDI, individuals must be registered as disabled in a certain way, and must also satisfy certain work history requirements. However, keep in mind that family members (spouse or parent) can also be used to meet the requirements.

Those eligible to receive SSDI payments automatically qualify for Medicare coverage after 24 months, and applicants with amyotrophic lateral sclerosis (ALS) will be immediately eligible.

Can you receive both SSI and SSDI?

Yes – it is possible to qualify and receive payouts from both programs, provided you meet their respective criteria. However, it should be noted that SSI beneficiaries are required to report any change in their living conditions or income. To clarify your eligibility for the programs, you can contact the SSA toll-free at 1-800-772-12.

If you believe you are eligible for SSI or SSDI, you can contact SSA at 1-800-772-1213 (TTY 1-800-325-0778), between 7 a.m. and 7 p.m., Monday through Friday.

You can request SSDI services online, using the dedicated SSA online portal. There is a online portal for the SSI program, but it is only available to adults with disabilities. Alternatively, you can apply for SSI payments by visiting your local Social Security office.

Before starting the process, applicants should know that the average wait time for an SSI or SSDI request to be approved is between three and five months and may currently be longer due to the pandemic disruption. Severely disabled applicants can request an expedited review of their application using the Compassionate Allowance classification (CAL).

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