TOMORROW: Governor Edwards will highlight key bipartisan legislative proposals to get home and business owners out of insurance purgatory in southwest and southeast Louisiana


Governor John Bel Edwards will be joined tomorrow by local leaders, lawmakers, landlords and business owners to discuss the challenges facing people still battling with their insurance companies after the hurricanes of 2020 and 2021. and how key legislation can reform how insurers treat Louisianans after a natural disaster. disasters.

“I’ve said it before and I’ll say it again – after a natural disaster, it’s unacceptable that many Louisianans are more afraid of their insurance companies than the storm itself,” Governor Edwards said. “It is simply unconscionable that owners have to fight ever-changing adjusters, unresponsiveness and fine print that increase their deductibles, just so they can rebuild what is theirs. After a hurricane, our people have enough to worry about without having to worry that their insurance companies will simply leave them stuck in an endless cycle of claim denials.

“Fortunately for home and business owners who are still trapped in insurance purgatory, unable to fully rebuild and recover, there is bipartisan support and momentum for meaningful insurance reform over the of this legislative session. I look forward to working with lawmakers in this fight to get our home and business owners out of this dire straits.

Governor to participate in talks in New Orleans and Larose tomorrow and at a event in Lake Charles in the future, with home and business owners.

Key Insurance Bills in Governor’s Legislative Package

The Governor supports the following insurance reform bills, but will not limit his support to these items.

HB 317 by Representative Matthew Willard and SB 150 by Senator Jay Luneau would require insurance companies not only to provide information as part of a homeowner’s insurance policy regarding any named deductible in the event of a storm, hurricane, wind or hail , but that the form is provided and signed by the insured before any agreement modifying the amount of any deductible.

HB 316 by Rep. Matthew Willard would require insurance companies to provide information and documentation about a homeowner’s claim in a timely manner so homeowners can better understand what’s going on with their claims.

HB 692 by Rep. Ed Larvadain III would create a Louisiana Named Storm Insurance Fraud Prevention Authority, which would be responsible for enforcing existing insurance fraud laws in Louisiana.

HB 682 by Rep. Chad Brown is creating an Adjusters Registry, which would be a database of registered adjusters to help policyholders confirm that their insurance company has sent them a qualified adjuster.

HB 805 by Rep. Kyle M. Green, Jr. creates a rule on how a mortgage company issues insurance checks to a homeowner, so funds can’t be unnecessarily withheld from homeowners trying to rebuild or repair their house.


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