ST. PAUL, Minnesota (KTTC) – Minnesota Housing Commissioner Jennifer Ho announced Thursday that the application period for HomeHelpMN has been extended until August 17, 2022 at 5:00 p.m.
According to Minnesota Housing, HomeHelpMN is providing $109 million in federal assistance to homeowners who have fallen behind on their mortgage or other homeownership expenses due to factors related to the COVID-19 pandemic.
The program opened for applications on May 17 and has already received applications from nearly 2,800 households, with requests for funds accounting for about a third of available funds.
Estimates based on foreclosure and delinquency data, however, show that there are potentially tens of thousands of Minnesota households that could be eligible for help.
The program is now extending the application period to give homeowners more time to apply for assistance.
“We know there are tens of thousands of Minnesota homeowners who have fallen behind on their housing expenses, with up to 14,000 households who are behind on their mortgages by 90 days or more,” said Commissioner Ho. “We estimate that 85% of homeowners with overdue payments meet the income requirements. If you’re struggling to pay your housing bills because of the pandemic, now is the time to apply for HomeHelpMN.
Minnesota Housing said HomeHelpMN will pay up to $35,000 of overdue expenses such as mortgage or contract for deed payments, property taxes, home insurance, manufactured home loans, rent for land and tribal land rental payments.
Payments are made on behalf of the owner directly to the entity that is owed. Payments do not need to be refunded.
Homeowners must meet eligibility criteria, including income below program limits and eligible expenses past due.
Income limits for the program vary by county of residence and household size. The complete income table is available here.
Households do not need to have been sick with COVID-19 to be eligible. Instead, they must have experienced qualified financial hardship as defined by the Treasury Department. This may mean increased expenses, including health care, housing, childcare, or reduced income due to job loss, reduced hours, inability to work, or other pandemic-related causes.
Requests for assistance can be submitted online at here and by phone at 800.388.3226. The website and app are available in English, Spanish, Somali and Hmong.
The call center supports these languages and more. The call center hours of operation are 8:00 a.m. to 6:00 p.m., Monday through Saturday.
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