Governor Cuomo announces special uninsured underwriting extended to end of 2020



Governor Andrew M. Cuomo today announced that the special enrollment period for uninsured New Yorkers will be extended until December 31, 2020, as the state continues to provide support services during the health crisis of COVID-19. New Yorkers can apply for coverage through NY State of Health, the New York State health insurance marketplace, or directly from insurers.

“The COVID-19 pandemic is far from over and it is more important than ever for New Yorkers to have access to high quality and affordable health insurance,” Governor Cuomo said. “New York has resources available to help those in need of coverage during this difficult time, and anyone who currently does not have health insurance, for whatever reason, should visit NY State of Health. and register today. “

Donna Frescatore Sai, Executive Director of New York State of Healthd, “With the ongoing public health emergency, the ability to purchase coverage before next year remains important. Extending the special enrollment period until the end of the year will overlap with the annual open enrollment period, allowing consumers to continue coverage until 2021 without interruption of coverage. ”

Superintendent of Financial Services Linda A. Lacewell said, “Thanks to New Yorkers, we have bent the COVID-19 curve. However, as the pandemic continues, it is especially important for New Yorkers to have access to affordable, high-quality health insurance. Under Governor Cuomo’s leadership, New York is implementing a special enrollment period until the end of the year, giving uninsured New Yorkers another opportunity to purchase the health coverage they need. “

NY State of Health, in collaboration with the State Department of Financial Services and New York State insurers, are taking this step in light of the COVID-19 public health emergency so that individuals do not avoid not to seek tests or medical attention due to lack of health insurance coverage. People who have lost their employer’s coverage must apply within 60 days of losing that coverage, and people who have lost income may be eligible for Medicaid, the Essential plan, Child Health Plus, or plans. qualified health care providers.

People who enroll in qualified health plans through NY State of Health or directly through insurers before October 15, 2020 will have a choice between October 1, 2020 or November 1, 2020. Those who enroll between October 16 and December 15. 2020 will have a choice of either the coverage start date of November 1 or December 1, 2020. Individuals registering between December 16 and December 31, 2020 will get a coverage start date of January 1, 2021. It is Important to note that consumers will have the option to continue enrolling in the same plan in 2021 without interruption of coverage. People eligible for other New York State health programs – Medicaid, Essential Plan, and Child Health Plus – can enroll year-round. Finally, as reported by Governor Cuomo, all New York insurers have waived cost sharing for COVID-19 testing.

As always, consumers can apply for coverage through NY State of Health online at, by phone at 1-855-355-5777, and by logging in with a free enrollment assistant.

Additional information on New York State’s health insurance options during the coronavirus emergency is available here.

Information and resources for the Department of Financial Services during the coronavirus emergency are available here.



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