Evaluate the damage caused to your home, property after a storm



One of the most critical steps to take after a storm is to assess the damage to your home and property. Then you can go ahead and contact your insurance company.

When the damage is significant and there is a lot of it, the first thing to do is to take out your phone and take as many photos as possible from different angles.

The problem in Iona and other parts of Southwest Florida was that when this tornado hit, many residents didn’t have home insurance.

Sheila Willis says she’s grateful no one was hurt and two homes he owns suffered minor damage, considering what the rest of his neighborhood looks like.

” I was lucky. At both properties that I own, as well as my brother’s property, there has been minimal structural damage. I have a window to replace in a residence. I have a roof to fix in this residence and clean,” Willis said.

Also, Willis has no insurance. Neither do most of its neighbors.

Since Willis lives in a mobile home, she says it’s nearly impossible for anyone to find a company that will give her a policy. “It’s very expensive, so we tend to do without it,” Willis said.

Many people who claim to be adjusters go door to door, trying to get people in the neighborhood to pay for their services. The owner of All Service Adjusting recommends beware of people you don’t know claiming to be adjusters.

John Fuentes is owner of All Service Adjusting. “It assigns a contractor the right to collect your check. He gives them the right to make repairs. Basically your claim for your own insurance,” Fuentes said.

If you have home insurance, try to do everything possible to avoid further damage. For example, cover existing holes, pick up as much debris as possible. If you buy tools to make these repairs, be sure to keep your receipts.

And, check with your adjuster before hiring someone to do the work for you.

As for Willis and his family, they are alone for the moment. “I hope we can take care of it ourselves. With the help of friends, family and neighbors, we will get through this,” Willis said.

Also be sure to check your insurance policy. You may be eligible for additional living expenses or meals depending on the damage.

WINK News consumer reporter Andryanna Sheppard contacted Governor DeSantis’ office to see if there is a plan to help communities affected by these tornadoes. So far we have had no news.

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